At our firm, we have the client—and only the client—in mind.

Working towards financial security in an uncertain economic environment, often requires consistent oversight and monitoring by an integrated team of professionals who are able to provide timely insight and execution against an agreed upon financial strategy. As a single-source financial advocate, DDR Wealth Advisors works collaboratively with all of our client's advisors to design an integrated solution that helps empower all present and future financial decision making.

At our firm, we have the client—and only the client—in mind.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

Dennis D. Richardson, AIF®

President | LPL Financial Planner

(248) 375-4088

(866) 296-1866

Dennis graduated with a Bachelor of Arts Degree in Finance from Michigan State University's Honors College and Eli Broad School of Business. Dennis played baseball for Michigan State before successfully starting and managing a residential mortgage company branch his last two years as a student. Shortly after graduation, Dennis decided to go into business for himself. Under the mentorship of some of the brightest financial professionals in the industry, Dennis founded DDR Wealth Advisors, LLC. Dennis has spoken as an experienced professional in the areas of risk management, estate and business succession planning at several different universities, health systems, professional associations, and chambers of commerce.

Dennis holds the Accredited Investment Fiduciary Designation (AIF®) representing a uniform standard of fiduciary care for his clients.

Dennis Works with a number of community partnerships including the following:

- 2013 Revenue Chairman, March of Dimes March for Babies Oakland County

- Former Board of Directors Member, March of Dimes Southeastern Michigan

- Leadership Detroit, Class of XXXI

Dennis Lives in Sylvan Lake, MI with his wife Laurie, two children, Jack and Jude and his two dogs, Zen and Rocky. In his spare time, he enjoys boating, golf, and playing cribbage.

Randy Malloy

Para Planner

Administrative support offered through America Group - America Group

Retirement Strategy Centers is a separate entity from LPL Financial, and

its associates are not affiliated with DDR Wealth Advisors.  

Ayla Costello

Executive Administrative Assistant



Ayla Costello is an Executive Administrative Assistant responsible for supporting financial advisors and their clients as well as maintaining the efficiency of day-to-day operations.

Prior to DDR Wealth Advisors, Ayla worked in the financial planning, insurance, and real estate industry, receiving her Real Estate Salesperson license in Michigan and Missouri.

Jake Lee

LPL Registered Administrative Assistant



Jake graduated from the University of Michigan with a Bachelors in Economics and a Masters in Management from the Ross School of Business. While there he was a four-year varsity letterman in cross country & track. He was also a part of numerous organizations on campus including the Student Athlete Advisory Committee, Athletes in Action, and Athletes for Community Transformation. 


He later attended Grand Valley State University where he studied financial planning and was an All-American helping the Lakers achieve their second ever National Championship in cross country.


After graduation, Jake started working at Total Benefit Systems, an independent insurance agency specializing in group health insurance. Since then, he started working as a Registered Administrative Assistant for DDR Wealth Advisors.


Jake lives in Fenton and is a volunteer assistant coach in cross country and track for his Alma Mater, Fenton High School. In his spare time he enjoys watching Michigan football, Premier League soccer, fishing, reading, and running marathons.